The regional bank is not open with their early withdrawal fees structure and they won't give you penalty details until you open an actual CD account. Huntington Bank bases the fee on the term of a CD, so the longer the CD term, the higher the fee for early withdrawals. SkyOne Federal Credit Union: 5-Month High-Yield CD - 5.40% APY.Great Lakes Credit Union: 12-Month High-Yield CD - 4.00% APY.Here are some of the top CDs available now: